Graduate Student Loan Cosigner

If a graduate student doesn’t have enough credit history, lenders will likely require they apply with a cosigner who will be equally responsible for the repayment of the loan. Cosigning for a graduate student loan helps advanced degree seekers pay for school. A cosigner’s good credit history and commitment to the grad student’s education will provide the kind of support they need to reach their goals in education, and in life.

Get My RateCosign A Loan

93%

of all loans are cosigned

73%

of all customers choose a repayment term of 10 years or less

Key Dates to Know

Here are some key dates to plan for prior to sending your student off to school.

school building 60-90 days

Shop around for the right loan using the prequalification tool to see estimated rates.

car of people moving 30-45 days

By now, you should have received a tuition bill. Apply for your loan in 3 minutes. Once approved, we'll work with your school to certify the loan.

building 10-14 days

Make sure you've received confirmation that the money is scheduled to be sent to your school.

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Click below to start a new application or continue an application that the student already started.

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Can a cosigner ever be released from the loan?

A student borrower who is a U.S. citizen can request the release of their cosigner after more than half of the scheduled Repayment Period has elapsed, if the following requirements are met:

1. The most recent 24 consecutive payments were made on-time and did not include any forbearance or workout programs for . . .

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What are the credit requirements for student borrower and/or cosigner?

Exact credit criteria is proprietary, but we offer a free credit pre-qualification tool to tell students and cosigners if their credit scores qualify, and what interest rates they can personally expect from us before they apply. Plus, using the tool won’t impact your credit score. Pre-qualification isn’t a full review or guarantee, but it may help you decide if you want to submit a full application.